Ruxandra Vlad

• Develop intelligence insights and manage the receipt, analysis, and dissemination of financial intelligence from various sources, including Suspicious Activity Reports (SARs).
• Conduct operational assessment and analysis of financial data to identify potential money laundering, terrorist financing, and other financial crimes.
• Apply knowledge of financial products and instruments to interpret financial intelligence effectively.
• Utilise risk-based approaches to assess and escalate financial crime risks appropriately.
• Collaborate with internal and external stakeholders, including law enforcement, and regulatory bodies, to share intelligence and enhance financial crime prevention efforts.
• Ensure compliance with relevant legislation, data protection regulations, and financial crime frameworks.
• Maintain strict confidentiality while handling sensitive financial intelligence and classified information.

The JFSC is responsible for regulating and developing Jersey’s financial services industry and supervising AML/CFT And aims to deliver balanced, progressive, and risk-based supervision built on insight, integrity and expertise.

The Registry division register and maintain Jersey companies, partnerships, foundations, limited liability companies and business names.

• Ensuring correct details have been submitted by Registry users for each relevant process in line with requirements.
• Considering the purpose of incorporations and change of purpose whilst adhering to the JFSC Sound Business Practice Policy and possible restrictions or conditions to certain types of business.
• Performing beneficial owner and controller screening using applications such as WorldCheck and perform negative news searches in order to flag any adverse findings.
• Recording issues and higher risk factors associated with applications, and taking appropriate action to obtain complete and accurate information to determine whether the application can proceed or stopped and action escalated.
• Escalating identified risks to other teams within the organization where appropriate.
• Operate in line with published service level agreements.
• Providing support to Registry Team Leader’s and Managers and actively attending JFSC internal trainings on relevant topics including combating financial crime and overviews of types of business operating in Jersey
• Checking, reviewing and approving applications in line with established procedures such as company incorporations, continuances in/out, reinstatements, mergers, demergers, special resolutions, accounts, change of registered office address and others.
• Contributing to MyRegistry transition such as testing, merging data from Easy Company Registry to the new platform and back office procedures drafting.
• Providing customer service through email, telephone and face to face appointments.
• Preparing procedures and providing training for new members of staff.

• Completed profit and loss performance reports.
• Increased sales volumes by 12% in less than 1 year.
• Managing KPI’s, these being: Sales vs LY, Sales vs Plan, ATV, UPT, Payroll and stock loss.
• Reported to the district manager regarding all shop and staff issues.
• Managed staff of five sales associates and one assistant manager.
• Scheduled and led weekly staff meetings.
• Communicated clear expectations and goals to each team member.
• Conducted stock inventories once per quarter.
• Increased profits through effective sales training and troubleshooting profit loss area.
• Cultivated a customer-focused shopping environment by greeting and responding to all customers in a friendly manner; also resolved all complaints in a professional manner whilst prioritizing customer satisfaction and in accordance with company policies.
• Conducted competitor research to identify opportunities and determine potential threats.
• Matched traffic volumes by preparing work schedules for staff according to peak periods and holidays.
• Recruited, trained and supervised staff, conducting performance and process reviews to resolve work-related issues.

• Completed profit and loss performance reports.
• Increased sales volume by 20% in less than 2 years.
• Managed staff of six sales associates.
• Scheduled and led weekly shop meetings for all employees.
• Conducted stock inventories once per quarter.
• Assigned employees to specific duties to best meet the needs of the shop.
• Shared best practices for sales and customer service with other team member to help improve the shop‘s efficiency.
• Supervised and directed all merchandise and shipment processing.
• Created positive working environments by offering support and guidance to staff.
• Matched traffic volumes by preparing work schedules for staff according to peak periods and holidays.
• Designed innovative marketing and sales promotions to increase foot traffic, profits and customer loyalty.